Zen Buddhism emphasizes meditation as the means to study ourselves and understand who we truly are. The Mountains and Rivers Order of Zen Buddhism (MRO) was founded in 1980 by American Zen Master John Daido Loori, Roshi. The MRO is an organization of associated temples, practice centers, and sitting groups in the United States and abroad. Daido Roshi is the abbot of the MRO's main house, Zen Mountain Monastery in Mount Tremper, NY, and Geoffrey Shugen Arnold, Sensei is resident teacher at the MRO's New York City affiliate, Zen Center of New York City: Fire Lotus Temple. The MRO seeks to provide modern training that integrates spiritual practice with daily life. Dharma talks are an essential aspect of Zen training, and the talks offered here were given at both Zen Mountain Monastery and the Zen Center of New York City.Shopping and spending money is a major part of our culture, and few of us are immune to the seductions of consumerism. Big business knows this, and they count on the fact that we are all conditioned to crave what we do not have. It is possible, however, for us to stop living out of our conditioning and realize that nothing is really missing. Each of us is perfect and complete, lacking nothing, and once we realize this our entire life begins to change. When we start living with a sense of fullness, we can let go of greed and craving and learn how to give with a totally open heart.