Dr. Joseph Murphy was an Irish born, naturalized American author and New Thought minister, ordained in Divine Science and Religious Science. In this audiobook, Nuclear Religion, he states that your mindset allows you to be rich or be poor. You think positive thoughts if you are a person with a lot of money or you come up with a lot of sorry excuses for not having as much as you desire. It is all in the mind. You can be a person who lives in a ditch or one who lives in a penthouse, it is all up to you.