A practical way to think about money today.

Author and CNN veteran money correspondent Christine Romans believes we should live by three qualifiers: living within our means, living with less debt, and being less vulnerable. While some may say this is old-fashioned, today it's hard to argue with Romans' view.

Smart is the New Rich explores how adopting a new approach to money can lead to a healthier financial lifestyle. Each chapter opens with a question about money to begin the conversation about earning, saving, spending, growing, and protecting your money. Using checklists and quizzes, Romans guides you through the "New Normal", helping you to think differently about your money and relearning good habits for prosperity.

Reexamines the money rules abandoned during the consumer bubble and poses the essential questions we should ask ourselves before spend our money.

Provides an interactive, step-by-step guide to all things money, from credit, debt, and savings to investing, taxes, and mortgages.

A companion Web site allows you to chat with other readers about jobs, mortgage rates, investing, and saving.

For 30 years, the financial rules for life revolved around abundant credit. That bubble has burst. Smart is the New Rich addresses why these rules no longer apply, and reveals what it will take to make the right money choices moving forward.