Benjamin Franklin got it wrong …

… when he said, “A penny saved is a penny earned.”

Because today, in the era of punishing income taxes, the money that stays in your pocket and your bank account is worth far more. In fact, most first-generation millionaires would agree, it’s not your income that makes you wealthy — it’s what you don’t spend your income on that gets you there.

That’s the wealth-generating foundation behind this audio program from award winning personal finance columnist, Gregory Karp. From the first CD forward, you’ll walk in Greg’s shoes (which he probably got for seventy-five percent off) as he reveals more than a hundred secrets only an insider could know on Living Rich by Spending Smart.

Start using Greg’s advice to plug the leaks of wasteful spending today, and it will seem like you received a significant pay raise — because you DID! You’re saving hundreds upon hundreds of dollars each month!

And the best part is … you’ll spend smarter without depriving yourself of the things you love. Live your life to the fullest while you redirect hard-earned cash to what you truly care about.

Cut college cost in half - Save hundreds at the grocery store - Vacation each year for less - Invest your money in what works - Spend less on all your insurance - Improve your credit score - And MORE ...

Plus, you’ll immediately …

* Uncover your most reckless spending — known as FIT — and save upwards of a thousand dollars a year.

* Begin spending your discretionary money these 3 ways that will always lead to your happiest and most fulfilling life.

* Cut wasted spending down to zero while zeroing-in on the best bargains

Living Rich by Spending Smart gives you control over your money, so you can build real, lifelong security. By Spending Smart, you can truly live rich.

“Greg Karp has a clear roadmap to wealth that is yours for the taking. Follow his simple steps and you will take control of your financial future.”